Our comprehensive travel insurance options
Protect your trip your way with one of our flexible travel insurance plans. With up to nine optional upgrades, you can find coverage that matches your travel needs.
Our post-departure and flight travel insurance options
Want last-minute travel insurance or coverage for your flight? These travel insurance plans offer emergency medical and flight coverage. Plus, our Travel Med Go plan has additional benefits and up to seven optional upgrades for you to choose from.
Upgrades you can include with our travel insurance plans
Want the best travel insurance plan for your trip? Customize your Travelex policy with one (or more!) of our nine optional upgrades. This way, you can travel with extra confidence knowing you’ve got coverage for your planned activities — and you’re better prepared for the unexpected.
Additional medical
Additional medical
Would you feel better if you knew you had more coverage for unexpected medical costs?
Accidental death for air travel
Accidental death for air travel
Most flights take off and land smoothly, but here’s how you can get extra protection.
Adventure activities
Adventure activities
Don’t want to lie on a beach all day while on vacation? This upgrade could be for you.
What do our travel insurance plans cover?
We have six plans for you to compare, including plans with comprehensive, on-trip only, and flight only coverage. Let’s break down the benefits of each of travel insurance plan so you can decide which one could work well for your vacation.
| Benefit | Ultimate | Advantage | Essential |
|---|---|---|---|
| Trip cancellation, interruption, delay, and inconvenience | |||
| Trip cancellation | 100% of trip cost ($50,000 maximum) | 100% of trip cost ($10,000 maximum) | 100% of trip cost ($10,000 maximum) |
| Trip interruption | 150% of trip cost ($75,000 maximum) | 125% of trip cost ($12,500 maximum) | 100% of trip cost ($10,000 maximum) |
| Travel delay | $2,000 ($250 per day maximum) | $1,000 ($250 per day maximum) | $600 ($200 per day maximum) |
| Baggage and personal effects | $2,000 ($500 per item limit) | $1,000 ($500 per item limit) | $750 ($500 per item limit) |
| Baggage delay | $500 | $200 | $200 |
| Missed connection (air and cruise only) | $750 | $500 | $150 |
| Trip inconvenience | $600 | Not included | Not included |
| Emergency evacuation and repatriation | |||
| Emergency evacuation and repatriation | $1,000,000 | $250,000 | $200,000 |
| Emergency medical expense | |||
| Emergency medical expense | $250,000 $50,000 for NH residents | $50,000 | $25,000 |
| Emergency dental expense | $500 | $500 | $500 |
| Waiver of the pre-existing condition exclusion | Included if plan is purchased within 21 days of first trip payment and full trip cost is insured | Not included | Not included |
| Pre-existing medical condition look-back period | 90 days Does not apply to NH residents | 120 days Does not apply to NH residents | 180 days Does not apply to NH residents |
| Primary coverage | Included | Included | Not included (secondary coverage) Included for CT residents |
| Accidental death and dismemberment | |||
| Accidental death and dismemberment | $25,000 | $20,000 | $10,000 |
| Exposure and disappearance | $5,000 | $20,000 | $10,000 |
| Other benefits | |||
| 24/7 emergency assistance | Included | Included | Included |
| Kids-included pricing | Yes | No | No |
| Maximum trip length | Up to 180 days | Up to 30 days | Up to 30 days |
| Eligible destinations | All domestic and international locations without OFAC sanctions, and excluding Russia, Ukraine, Belarus, Israel, Palestinian Territories, Haiti, South Sudan, Sudan, Afghanistan, Myanmar, and Yemen; Cuba requires approval | All domestic and international locations without OFAC sanctions, and excluding Russia, Ukraine, Belarus, Israel, Palestinian Territories, Haiti, South Sudan, Sudan, Afghanistan, Myanmar, and Yemen; Cuba requires approval | All domestic and international locations without OFAC sanctions, and excluding Russia, Ukraine, Belarus, Israel, Palestinian Territories, Haiti, South Sudan, Sudan, Afghanistan, Myanmar, and Yemen; Cuba requires approval |
| Review period | 21 days | 21 days | 21 days |
| Sports and activities | Included, but limited to covered activities (optional upgrade available for additional activities) | Included, but limited to covered activities (optional upgrade available for additional activities) | Included, but limited to covered activities (optional upgrade available for additional activities) |
| Optional upgrades | |||
| Cancel for any reason | Available (75% of insured trip cost up to $7,500) | Not available | Not available |
| Rental car damage | Available ($50,000 with a $100 deductible) | Available ($50,000 with a $100 deductible) | Available ($50,000 with a $100 deductible) |
| Additional medical | Available (additional $250,000) Not available to NH residents | Not available | Not available |
| Adventure activities | Available (waives exclusions on certain activities)
Search and rescue: $10,000 Security evacuation: $100,000 Not available to IL residents | Available (waives exclusions on certain activities)
Search and rescue: $10,000 Security evacuation: $100,000 Not available to IL residents | Available (waives exclusions on certain activities)
Search and rescue: $10,000 Security evacuation: $100,000 Not available to IL residents |
| Accidental death for air travel | Available ($200,000, $500,000, or $1,000,000)
Not available to NH residents | Available ($200,000, $500,000, or $1,000,000)
Not available to NH residents | Available ($200,000, $500,000, or $1,000,000)
Not available to NH residents |
| Pet care | Available
Pet care: $250 Pet veterinarian expense: $2,500 Not available to NY or VA residents | Available
Pet care: $250 Pet veterinarian expense: $2,500 Not available to NY or VA residents | Available
Pet care: $250 Pet veterinarian expense: $2,500 Not available to NY or VA residents |
| Rental property security deposit | Available ($2,000) | Available ($2,000) | Available ($2,000) |
| Cancel for business reasons | Available (100% of insured trip cost up to $10,000) | Not available | Not available |
| Additional baggage | Available (additional $3,000)
Per item limit: $1,500 Electronic and professional equipment limit: $2,000 Sporting equipment delay limit: $1,500 Sporting equipment rental limit: $2,000 | Available (additional $4,000)
Per item limit: $1,500 Electronic and professional equipment limit: $2,000 Sporting equipment delay limit: $1,500 Sporting equipment rental limit: $2,000 | Available (additional $4,250)
Per item limit: $1,500 Electronic and professional equipment limit: $2,000 Sporting equipment delay limit: $1,500 Sporting equipment rental limit: $2,000 |
| Benefit | Travel Med Go |
|---|---|
| Trip interruption | $1,000 maximum |
| Travel delay | $500 |
| Missed connection (air and cruise only) | $300 |
| Baggage and personal effects | $1,000 ($500 per item limit) |
| Baggage delay | $500 |
| Emergency evacuation and repatriation | |
| Emergency evacuation and repatriation | $250,000 |
| Emergency medical expense | |
| Emergency medical expense | $50,000 |
| Emergency dental expense | $500 |
| Pre-existing medical condition look-back period | 180 days |
| Primary coverage | Included |
| Accidental death and dismemberment | |
| Accidental death and dismemberment | $10,000 |
| Exposure and disappearance | $10,000 |
| Other benefits | |
| 24/7 emergency assistance | Included |
| Maximum trip length | Up to 60 days |
| Eligible destinations | $35,000 per policy (with a $100 deductible) |
| Review period | 21 days |
| Benefit | Flight Insure Plus | Flight Insure |
|---|---|---|
| Accidental death | ||
| Accidental death for air travel | Up to $1 million | Up to $1 million |
| Medical and dental | ||
| Emergency medical and dental expense | $10,000 | Not included |
| Emergency evacuation and repatriation | $100,000 | Not included |
| Pre-existing medical condition look back period | 180 days Does not apply to NH residents | Not applicable |
| Primary coverage | Included | Included |
| Baggage and personal effects | ||
| Baggage and personal effects | $1,000 ($250 per item limit) | Not included |
| Baggage delay | $500 | Not included |
| Missed connection (air and cruise only) | $50 | Not included |
| Other benefits | ||
| 24/7 emergency assistance | Included | Included |
| Maximum trip length | Up to 180 days | Up to 180 days |
| Eligible destinations | All domestic and international locations without OFAC sanctions, and excluding Russia, Ukraine, Belarus, Israel, Palestinian Territories, Haiti, South Sudan, Sudan, Afghanistan, Myanmar, and Yemen; Cuba requires approval | All domestic and international locations without OFAC sanctions, and excluding Russia, Ukraine, Belarus, Israel, Palestinian Territories, Haiti, South Sudan, Sudan, Afghanistan, Myanmar, and Yemen; Cuba requires approval |
| Review period | 21 days | 21 days |
Compare plans
Which Travelex plan is right for you and your trip? Explore and compare the benefits and protection provided by each plan below.| Trip cancellation, interruption, delay, and inconvenience | |
| Trip cancellation | 100% of trip cost ($50,000 maximum) |
| Trip interruption | 150% of trip cost ($75,000 maximum) |
| Trip delay | $2,000 ($250 per day maximum) |
| Baggage and personal effects | $2,000 ($500 per item limit) |
| Baggage delay | $500 |
| Missed connection (air and cruise only) | $750 |
| Trip inconvenience | $600 |
| Emergency evacuation and repatriation | |
| Emergency evacuation and repatriation | $1,000,000 |
| Emergency medical expense | |
| Emergency medical expense | $250,000 $50,000 for NH residents |
| Emergency dental expense | $500 |
| Waiver of the pre-existing condition exclusion | Included if plan is purchased within 21 days of first trip payment and full trip cost is insured |
| Pre-existing medical condition look-back period | 90 days Does not apply to NH residents |
| Primary coverage | Included |
| Accidental death and dismemberment | |
| Accidental death and dismemberment | $25,000 |
| Exposure and disappearance | $5,000 |
| Other benefits | |
| 24/7 emergency assistance | Included |
| Kids-included pricing | Yes |
| Maximum trip length | Up to 180 days |
| Eligible destinations | All domestic and international locations without OFAC sanctions, and excluding Russia, Ukraine, Belarus, Israel, Palestinian Territories, Haiti, South Sudan, Sudan, Afghanistan, Myanmar, and Yemen; Cuba requires approval |
| Review period | 21 days |
| Sports and activities | Included, but limited to covered activities (optional upgrade available for additional activities) |
| Optional upgrades | |
| Cancel for any reason | Available (75% of insured trip cost up to $7,500) |
| Rental car damage | Available ($50,000 with a $100 deductible) |
| Additional medical | Available (additional $250,000) Not available to NH residents |
| Adventure activities | Available (waives exclusions on certain activities)
Search and rescue: $10,000 Security evacuation: $100,000 Not available to IL residents |
| Accidental death for air travel | Available ($200,000, $500,000, or $1,000,000)
Not available to NH residents |
| Pet care | Available
Pet care: $250 Pet veterinarian expense: $2,500 Not available to NY or VA residents |
| Rental property security deposit | Available ($2,000) |
| Cancel for business reasons | Available (100% of insured trip cost up to $10,000) |
| Additional baggage | Available (additional $3,000)
Per item limit: $1,500 Electronic and professional equipment limit: $2,000 Sporting equipment delay limit: $1,500 Sporting equipment rental limit: $2,000 |
| Trip cancellation | 100% of insured trip cost (up to $10,000) |
| Trip interruption | 100% of insured trip cost (up to $10,000) |
| Trip delay | $500 (with a daily sublimit of $250) |
| Missed connection | $500 (with a minimum delay of 3 hours) |
| Baggage & personal effects | $500 (item sublimits apply) |
| Baggage delay | $100 (with a minimum delay of 12 hours) |
| Sporting equipment delay | - |
| Emergency medical expense | $15,000 (with a dental coverage sublimit of $500) |
| Emergency medical evacuation | $100,000 (with an escort coverage limit of $25,000) |
| Accidental death & dismemberment (AD&D) | $10,000 |
| Kids-included pricing | No |
| 24/7 travel assistance | Included |
| Trip cancellation | 100% of insured trip cost (up to $750) |
| Trip interruption | 150% of insured trip cost (up to $1,125) |
| Trip delay | $2,000 |
| Missed connection | $2,000 (with a minimum delay of 3 hours) |
| Baggage & personal effects | $2,000 (item sublimits apply) |
| Baggage delay | $1,000 (with a minimum delay of 12 hours) |
| Sporting equipment delay | $2,000 |
| Emergency medical expense | - |
| Emergency medical evacuation & repatriation of remains | $250,000 |
| Accidental death & dismemberment (AD&D) | $25,000 |
| Kids-included pricing | Coverages shared between primary traveler and up to 7 traveling companions |
| 24/7 travel assistance | Included |
| Benefit | Travel Med |
| Trip interruption | 100% of insured trip cost (up to $1,000) |
| Trip delay | $100 |
| Missed connection | $250 |
| Emergency medical expense | $10,000 |
| Emergency medical evacuation | $100,000 |
| Baggage & personal effects | $1,000 |
| Baggage delay | $500 (with a minimum delay of 12 hours) |
| Accidental death & dismemberment (AD&D) | $10,000 |
| Primary coverage | - |
| 24/7 travel assistance | Included |
| Flight accidental death & dismemberment (AD&D) | Amount selected |
| Missed connection | $50 (with a minimum delay of 3 hours) |
| Baggage & personal effects | $1,000 (item sublimits apply) |
| Baggage delay | $1,000 (with a minimum delay of 12 hours) |
| Emergency medical & dental expense | $10,000 (with a dental coverage sublimit of $500) |
| Emergency medical evacuation & repatriation | $100,000 (with an escort coverage limit of $25,000) |
| 24/7 travel assistance | Included |
| Flight accidental death & dismemberment (AD&D) | Amount selected |
| Trip delay | - |
| Baggage & personal effects | - |
| Baggage delay | - |
| Emergency medical & dental expense | - |
| Emergency medical evacuation & repatriation | - |
| 24/7 travel assistance | Included |
